Really, I want to know!

I am an insurance industry newbie and part of my sensational new job is writing about all things “insurance.” That means I’m learning the answers to all kinds of questions I didn’t even know I had before. I’m just your average everyday individual not thinking about insurance and certainly not wanting to pay for it.

I think you know exactly what I’m talking about.

Okay, I promise not to drown you in a tsunami of floody information, but perhaps you will dance out into the drizzle with me for just a bit?

You’re probably a lot like me and you’ve got yourself a happy little home with some truly great stuff inside, stuff that you very much enjoy spending time with. I think we also agree that keeping all but the bathtub dry is a pretty large priority. But, what about possessing confidence and security in the off chance that it all suddenly does get wet? I mean really wet. I’m talking soaking and soggy and my-life-is-ruined wet. Well, that’s an even larger priority, don’t you think?

A few “Did You Knows,” because I didn’t know…

Did you know Flood Insurance is not part of your standard Homeowners policy? Nope, it’s not. In fact, the National Flood Insurance Program (NFIP) established in 1968 by Congress provides property owners (like you and me) financial protection in the event of a flood. That includes homeowners, renters and business owners.

Did you know Flood Insurance is important even if you don’t live in a high-risk, flood-prone area? It really is! While it is optional coverage for low-risk areas it really isn’t something we want to risk opting out of. Want proof? Check-out these Flood Risk Scenarios and  Real Life Stories.

Did you know Floods are the most common natural disaster in the United States? In fact, all 50 states have experienced damage in the last five years due to flooding.

So, now that we know, what’s next?

  • Find out what your property risk is. Get an idea of your insurance premium and claim costs with this really nifty tool.
  • Pick up the phone and call us! Prepare yourself with these super helpful questions and get all the answers you need.
  • Think about it. Do you have a flood plan? If you like it put a thumbtack in it: Flood Safety Tips!
  • Lastly, remember this: You need thirty days for a Flood policy to activate. Take my advice and don’t wait until it’s too late!
Your super enthusiastic insurance-girl