Just because you don’t own the place where you live, doesn’t mean you can’t protect all of your cherished possessions. If you rent an apartment, house, condo, or even a dorm room, renters insurance can pay to replace items lost or damaged due to fire, theft, or vandalism.
We understand that your belongings represent an investment of your time, money, and an emotional attachment. Having renters or tenants insurance protects your personal investment by paying for the cost of replacing your belongings if they are damaged due to a covered accident or if they’re stolen.
Why Get Renters Insurance?
It is unlikely that your landlord will pay to replace your belongings in the case of loss or damage from theft or fire. Renters insurance enables you to replace your property without being out-of-pocket for the full replacement amount.
Also included in your renters insurance is liability coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.
In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your renters insurance may temporarily reimburse you for the cost of another residence in which to live.
Your Comstock agent will work with you to design a policy that ensures you get the options you want at a price you can afford in order to live with peace of mind.